Middle class Americans don’t care much about the future inhabitability of the planet but they love their homes and possessions, this may get their attention. Yes, the climate emergency is coming for you too.

The New York Times on the collapse of the US home insurance system:

Across the United States, more frequent extreme weather is starting to cause the home insurance market to buckle, even for those who have paid their premiums dutifully year after year.

Christopher Flavelle, a climate reporter, discusses a Times investigation into one of the most consequential effects of the changes.